Personal Contract Purchase plans from Sytner Lexus

The most popular form of car finance, Personal Contract Purchase enables you to change to the latest model every two to four years, and you won't have to deal with depreciation.

How it works

• A credit check is completed to decide your eligibility for a finance plan.
• You choose the length of the agreement and calculate an annual mileage limit.
• A Guaranteed Minimum Future Value will be agreed, and this becomes your optional final payment.
• You choose a deposit amount to be paid, which influences your monthly payment.
• When the contract ends you can part exchange the car and upgrade, pay the final payment and take ownership, or hand back the keys and pay no more.

The benefits to you

• Payments are fixed for the length of the agreement, so you always know exactly how much is owed and can budget effectively.
• As a Guaranteed Minimum Future Value is agreed at the start of the contract, you know precisely how much your car will be worth if part exchanging in the future.
• The optional final payment means your monthly cost is lower than with other plans.
• You can upgrade regularly and enjoy the latest on-board technology plus lower maintenance fees.

A wide variety of new and used Lexus models qualify for our Personal Contract Purchase agreements, and we are confident you'll find one that meets your motoring needs. Today's selection includes the stylish and agile CT hatchback, the sophisticated IS and GS saloons and the advanced NX crossover SUV.

Click through our new and used car pages to browse all of the models in our line-up, before enquiring for more information and to book a test drive. After deciding on the right Lexus, you can sit down with one of our financial experts to design your own Personal Contract Purchase agreement.