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Business User Finance Options

Contract Purchase

This option is ideal for the business user who wishes to change their car between 24 and 48 months and wants the security of a Guaranteed Minimum Future Value.

How does it work?

  • Choose the car (new or used) you like

  • Choose the most suitable repayment period

  • Agree on your annual mileage

  • You are given a Guaranteed Minimum Future Value which becomes your optional final payment

  • You decide on the deposit and payments suitable for your budget

  • At the end there are three choices for you; part exchange your vehicle for another car, keep the car and pay the final payment or hand it back and have nothing further to pay

Hire Purchase

The most straightforward method of purchase. Ideal for a customer who desires outright ownership of their car and probably changes their car at intervals of greater than 48 months.

How does it work?

  • Choose the car (new or used) you like

  • Choose the most suitable repayment period between 12 months and 60 months

  • You agree on a deposit and monthly repayment budget

  • At the end of the agreement, as long as all the payments have been made, the car is yours to keep

Contract Hire

The finance company reclaims the VAT on the car you drive and this saving is passed on to you with reduced rentals. There are other tax efficiencies available.

How does it work?

  • Choose the new car you like

  • Choose the most suitable hire period, usually between 24 and 48 months

  • Agree on your annual mileage

  • Agree the rentals most suitable for your budget

  • At the end of the agreement simply hand the car back