BMW FLEX CAR INSURANCE.
When you truly love your BMW you want to protect it in the best way. BMW Flex Car Insurance is a fully comprehensive monthly subscription policy designed for your new or used BMW to give you peace of mind, and flexibility. Trusted by BMW drivers, it provides one of the highest quality offerings in the market.
FULL FLEXIBILITY.
You can set up and manage your policy anytime, anywhere. It takes only a few taps and changes apply immediately. There's also no hidden fees - you can make changes, renew and cancel all without charges and your price is guaranteed for 12 months – unless you need to make a change of course.
WHY CHOOSE BMW FLEX CAR INSURANCE?
TREAT YOUR BMW RIGHT.
Repairs guaranteed for 5 years, performed by qualified BMW technicians with BMW parts – keeping your BMW in the best condition.
FULLY FLEX.
There’s no tie-in, no up-front deposits and no interest charges. You can cancel or make changes any time – this is a simple monthly subscription that works for life today.
BMW NETWORK COURTESY CAR.
Courtesy car included as standard even if your vehicle is stolen and not recovered or beyond economical repair.
KEY BENEFITS.
Guaranteed option of BMW Approved Bodyshop repair in the UK
Use of a courtesy car whilst your car is being repaired
Uninsured Driver Promise – protecting your No Claims Bonus and policy excess if an accident was the fault of an uninsured driver
Roof Box cover up to £750
24 hour UK recovery in the event of an accident
Replacement child car seats in the event of an accident
Sole glass replacement or repair will not affect your No Claims Bonus
Enjoy 90 days’ full policy cover in a 12-month period when you visit the EU
Up to £1,000 cover for replacement vehicle keys and locks
Cover for Personal Accidents involving the car up to £20,000 per person and Medical Expenses related to a car accident up to £500
Car contents and personal belongings cover up to £1,000
GET YOUR QUOTE.
It’s not just any insurance policy but an investment in maintaining your Ultimate Driving Machine. BMW Car Insurance guarantees to use a BMW Approved Bodyshop should you wish, keeping your BMW, a BMW. All repairs completed by a BMW Approved Bodyshop will be carried out using Genuine BMW Parts.
ALWAYS CHOOSE A BMW APPROVED BODYSHOP.
Did you know, you always have the legal right to choose where your car is repaired following an insurance claim?
With BMW Flex Car Insurance, you have a Guaranteed option of using a BMW Approved Bodyshop for a repair in the UK and your BMW deserves the best.
From a small scuff to a bigger issue, at our BMW Approved Bodyshops you can trust your car will receive the care it deserves from only expertly trained BMW Technicians, using only Genuine BMW Parts. This means your BMW maintains its original Euro NCAP safety rating.
We make use of the latest Approved BMW technology and techniques to best repair and maintain your car. All work is covered by a guarantee, with bigger repairs benefiting from a Lifetime Workmanship Guarantee. It’s expert care for your BMW, and peace of mind for you.
Frequently asked questions about BMW ConnectedDrive.
BMW Car Insurance is underwritten by Highway Insurance Company Limited. Your BMW Car insurance policy is arranged and administered by Wrisk Transfer Limited. Wrisk Transfer Limited is a wholly owned subsidiary of Wrisk Limited. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group. For full details, please see Terms and Conditions at the bottom of this page.
There are a few things you’ll need to get a car insurance quote, including your car’s registration number (or model and year, if unknown), its value, purchase date and estimated annual mileage. You’ll also need to provide some information about you, including your address, driving licence information, any previous claims information and other named drivers that you wish to insure on your policy. You will be able to input any no claims bonus you might have, and your preferred policy start date.
With BMW Flex Car Insurance, if you are over 25 years old you have third party liability cover to drive other vehicles with the permission of the owner. Please refer to the policy wording which is located within your online account.
The excess is the amount you will have to pay if you make a claim on your car insurance, regardless of who was to blame. This will be shown on your Schedule.
BMW Flex Car Insurance is a monthly rolling subscription policy so there is no annual renewal. After being with us for 12 months we call this your anniversary. At this point Wrisk will get in touch and let you know if there are any changes to your policy, either price or the cover provided. They will either factor in any claims you may have had over the year or let you know if you have earned a year's NCB. There is no minimum term to the policy and you can make changes or cancel at any time. Your policy will continue after this point unless you choose to cancel your policy.
Terms and conditions.
Please read the policy wording for full terms, conditions, exclusions and excesses.
BMW Car Insurance is arranged and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 45 Gresham Street, London, EC2V 7BG, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.
BMW Car Insurance is underwritten by Highway Insurance Company Limited which is part of the Allianz Group, registered in England and Wales number 3730662. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford, Surrey, GU1 1DB.
BMW Insurance Solutions is a trading name of BMW Financial Services (GB) Limited, which is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.
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