Personal Contract Hire

No ownership option. Retail users only. Contract Hire agreement. Excess mileage and fair wear and tear charges may apply. All prices are inclusive of VAT. Cannot be used in conjunction with any other offers. 18+. Subject to availability and status. Offer available for vehicles ordered by 30th September from participating retailers. Indemnities may be required. Offer may be varied, withdrawn or extended at any time. Accurate time of publication 08/26. Volvo Car Financial Services.

Rybrook Cars Limited are fully authorised for consumer credit brokerage, and are a credit broker and not a lender. We are directly authorised by the Financial Conduct Authority (FCA) for consumer credit activities. Our Firm Reference Number (FRN) is 662440. Rybrook Cars Limited is also an Appointed Representative of Sytner Group Limited, which is authorised and regulated by the FCA for Insurance Distribution Activities, under FRN 310540.  (details of this and our trading names can be checked via the FCA consumer credit register - https://register.fca.org.uk/s/).Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. Offer may be varied, withdrawn or extended at any time.

Volvo Personal Contract Hire is a form of hire-purchase agreement provided by Black Horse Limited trading as Volvo Car Financial Services UK Limited, Scandinavia House, Norreys Drive, Maidenhead, SL6 4FL. Whilst we have close links with VFS and commonly introduce customers to VFS, we do not work exclusively with VFS and can introduce you to a limited number of lenders and their finance products to assist with your vehicle purchase. We act on the lenders behalf when making this introduction. We are not an independent financial advisor and therefore, no advice or recommendation will be made. We will receive a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow).The lenders we work with could pay commission at different rates. The amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. The lender will always set this. We will provide you with details of any commission we will receive from the Lender before you enter into the agreement and ask you to consent to its payment. If you are not happy with the commission amount or structure you can choose not to consent and not to proceed with the transaction. The commission paid to us is included within the cost of your finance. These arrangements are negotiated with the lender in advance and we are unable to alter the interest rate (or any other item in included in the total charge for credit).

We act on the lenders behalf when making this introduction. We are not an independent financial advisor and therefore, no advice or recommendation will be made. You must decide whether the finance product you choose is right for you.

We will earn a commission from the lenders we work with (either a fixed fee or a fixed percentage of the amount you borrow). The lenders we work with could pay commission at different rates. Some lenders may also provide preferential rates to us for the funding of our vehicle stock and also provide financial support for our training and marketing. For your reassurance, the amount of commission we receive from a lender does not have an effect on the amount that you pay to that lender under your credit agreement. The lender will always set this. We will provide you with details of any commission before you enter into the agreement and ask you to consent to its payment. If you are not happy with the commission amount or structure you can choose not to consent and not to proceed with the transaction. The commission paid to us is included within the cost of your finance. These arrangements are negotiated with the lender in advance and we are unable to alter the interest rate (or any other item in included in the total charge for credit).

Finance is subject to credit acceptance to UK residents (excluding the Channel Islands) aged 18 or over. All finance is subject to status. Guarantees and indemnities may be required. Terms and conditions apply.

All legal entities within Sytner Group Limited are authorised and regulated by the Financial Conduct Authority (FCA) for consumer credit brokerage and are not the lender. Details of our FCA permissions (and our trading names) can be checked via the FCA register (via this link https://register.fca.org.uk/s). We can introduce you to a limited number of lenders and finance products to assist you with your vehicle purchase.